Do you use the same password for multiple accounts? Is your password shorter than 12 characters? Can you easily say your password? If you answered “yes” to any of these questions, the first step you need to take is to create better passwords.

This can be done a number of different ways, but here is where you can start:

• Create Your Own Secure Passwords – In this article, I detail a few simple strategies you can use to create virtually un-hackable passwords that are different for each account you have and yet easy for you to remember.
• Use a Password Manager – This year I started using a password manager called Dashlane that creates incredibly complex passwords and stores them across my devices so I don’t have to remember them.

If you use a password manager, this should only take you about 30 minutes to change most of your passwords. I recommend password changes for your bank, email accounts, retirement accounts, social media logins and any other important accounts related to finance or work.

New passwords are just a simple “lock” on the door to your house. The “deadbolt” would be 2-Factor authentication. Practically speaking, this means either getting a text message or using an app after entering your password to confirm that you are who you say you are.

Not every account is set up for 2-factor authentication, but many are including:

• Gmail: Go into “settings” and enable 2-factor authentication.
• Facebook: In the security settings of your account, you can set up this verification process.
• Banks: Most banks will offer 2-factor authentication to keep your online banking secure.
• Many, many more…

Check the settings for your most important accounts to find if they offer 2-factor authentication. If they do, use it.

When you connect all your home devices to your home network and then don’t take steps to secure that home network, you’re leaving your whole family vulnerable to attack.

Make sure that you do the following:

• Check Your Wifi Password: Is it a secure password? If not, you’ll want to change it immediately.
• Hide Your Network: Most people broadcast their Wifi for all their neighbors to see. Why? Did you know it’s possible to hide your network? Learn how to hide your wifi network from neighbors and hackers.
• Create a Guest Access: Instead of letting all your guests onto your main network, create a guest network access instead. Most good Wifi routers, including the Apple Airport or the Linksys routers allow you to create separate guest networks on the same router.

Remember: As homes become “smart,” it’s more important than ever to make sure you secure your home network.

Connecting to an unsecured network is dangerous. What is “unsecured”? Consider the wifi you connect to at an airport, coffee shop, restaurant or any other public area. Any activity you do online while connected to these networks is risky at best and heavily discouraged.

That’s where a Virtual Private Network (VPN) is useful.

• Secure Your Connection: After looking through our list of the best VPNs, you can choose one that you connect to while you’re out and about on public wifi. Personally, I use and recommend ExpressVPN on my phone and computer and it works flawlessly.
• Unblock Content: If you’re traveling internationally, a VPN can help you not only jump online in countries where the internet is heavily censored, it can also help you stream videos in places where content is geo-restricted. An example would be watching Netflix in China.

I get a lot of questions about VPNs on this website. Here are some of the most popular articles having to do with VPNs:

• Are VPNs Illegal to use? You might be surprised at the answer.
• 8 Common Misconceptions and Myths about VPNs
• How to Increase Your VPN Connection speeds
• Should I use a free VPN or pay for a VPN?